Protect what matters most—your health, your dignity, and your legacy.
We help seniors and their families plan for long-term care, preserve assets, and navigate life’s big transitions with clarity and compassion.

• Long-Term Care & Medicaid (Nursing Home) Planning
  Strategies to qualify for benefits and structure care funding while protecting spouses and family.
   
• Estate Planning for Seniors
  Wills, Revocable trusts, Irrevocable trusts, Qualified Income Trusts or Miller Trusts, powers of attorney, living wills/advance directives, and beneficiary alignment.
   
• Asset Protection (Ethical, Lawful Planning)
  Crisis and pre-crisis solutions, spousal protections, and care-cost risk management.
   
• Guardianships & Conservatorships
  When a loved one cannot safely manage personal or financial affairs.
   
• Probate & Estate Administration
  Efficient guidance from opening the estate to final distribution.
   
• Special Needs & Disability Planning
  First-party and third-party special needs trusts; benefit-safe inheritances.
   
• Elder Abuse, Neglect & Exploitation Guidance
  Spotting red flags, reporting, and civil remedies coordination.
   
• VA Pension/Aid & Attendance (where applicable)
  Coordinating veteran benefits with Medicaid and care plans.
   

Medicaid for long-term care is state-specific. Rules, look-back periods, exemptions, and resource limits can differ. We tailor every plan to your state of residence and your family’s facts.
 

• Arkansas (Medicaid/Nursing Home & Home- and Community-Based Services)
  We help with eligibility pathways, spousal impoverishment protections, penalty calculations, and compliant asset transfers. We also prepare the right powers of attorney and advance directives recognized in Arkansas and coordinate with Arkansas facilities.
   
• Oklahoma (SoonerCare/Medicaid & Home- and Community-Based Services)
  We guide you through SoonerCare long-term services, estate recovery exposure, spend-down planning, and caregiver agreements. We prepare Oklahoma-compliant POAs and advance directives, and handle probate/summary administration when needed.
   

Already moved or snowbird between states? We review documents for cross-border enforceability and update titling/beneficiaries so your plan actually works where you live.

• Secure care without depleting a lifetime of savings
   
• Protect a healthy spouse at home
   
• Prevent family conflict with clear, current documents
   
• Shield inheritances for children or a disabled loved one
   
• Reduce avoidable probate delays and costs
   
• Create a roadmap so your family knows exactly what to do
   

1. Clarity Call (Free Intro)
   We listen, map your goals, and identify urgent issues.
    
2. Strategy Session
   Review benefits eligibility, timeline, and planning options (with plain-English pros/cons).
    
3. Customized Plan
   We prepare updated documents and a care-cost/legal strategy aligned to Arkansas or Oklahoma rules.
    
4. Implementation & Filing
   We help with applications, transfers, titling, and coordination with facilities and financial institutions.
    
5. Ongoing Support
   Life changes—so should your plan. We offer periodic reviews and as-needed updates.
    

• Last Will & Testament
   
• Revocable Living Trusts (and, when appropriate, supplemental/asset-protection structures)

• Irrevocable Trusts

•  Qualified Income Trusts or Miller Trusts
   
• Financial & Health Care Powers of Attorney
   
• Living Will/Advance Directive
   
• HIPAA Authorizations
   
• Transfer-on-Death/Beneficiary Designations
   
• Caregiver/Personal Services Agreements
   
• Special Needs Trusts, (First-party and third-party special needs / supplemental needs)
   
• Deeds and real-estate titling updates
   

• Crisis Planning (Care Needed Now): We move quickly to protect a spouse at home, structure spend-down, and pursue benefits without unnecessary delay.
   
• Pre-Crisis Planning (12–60 Months Before Care): More options, more protection, and less stress. Early action can dramatically improve outcomes.
   

Q: Is it “too late” if a loved one is already in a nursing home?
A: Not necessarily. Even late-stage planning may protect significant assets and a spouse at home. Act quickly—timing matters. 

Q: Will I lose my home if I apply for Medicaid?
A: Home protection depends on residency, equity limits, and your state’s rules. With proper planning, many clients keep or protect home equity.

Q: How does the “look-back” work?
A: Both states review certain transfers made within a prior period to assess penalties. We evaluate facts, calculate exposure, and design a compliant path forward.

Q: Do I need a trust?
A: Not everyone does. We recommend trusts only when they add clear value—probate avoidance, special needs planning, blended families, or asset-protection goals.

Q: My documents are from another state—are they valid?
A: Often yes, but key terms and execution requirements vary. We review and, if needed, update for Arkansas/Oklahoma compliance.

Q: Can the healthy spouse keep income and assets?
A: Spousal protections exist in both states. The specifics differ—planning ensures the at-home spouse isn’t impoverished.

• Seniors and solo agers planning for independence and dignity
   
• Spouses protecting each other and their home
   
• Adult children caring for aging parents
   
• Families supporting a loved one with disabilities
   
• Veterans and surviving spouses coordinating VA and Medicaid benefits
   

Arkansas Service Areas: All of Northwest Arkansas, (including Bentonville/Bella Vista/ Fayetteville/Springdale/Rogers, and surrounding communities.), All of River Valley (Fort Smith, Van Buren, Greenwood, and surrounding communities.)

Oklahoma Service Areas: Southeast Oklahoma (Poteau, Wilburton, Stigler, Sallisaw and nearby Southeastern communities) and Northeast Oklahoma (Stillwell, Jay, Grove, Tahlequah, and nearby Northeastern communities.)

• State-specific knowledge of Arkansas and Oklahoma rules and procedures
   
• Holistic approach that aligns legal planning with real-world care and finances
   
• Clear fees & timelines so you know what to expect
   
• Warm, responsive guidance for families under stress
   

Call KSC Law Firm or Request a Consultation to get a step-by-step plan tailored to Arkansas or Oklahoma. Bring any existing documents, facility information, and recent statements—we’ll do the rest.

Legal Disclaimer: This page provides general information, not legal advice. Laws change, and your situation is unique. Consult an attorney licensed in your state before taking action.